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By forcing digital transactions for certain promos, Chika Bandung is slowly eroding the cash-only culture. This is a massive social victory. A cash-only economy cannot get a loan. A cash-only economy cannot build credit. By digitizing the kaki lima , Chika Bandung is dragging the lower economic strata into the formal financial system, giving them a path to future capital.

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(widely known as Chika), a social media influencer whose career has been defined by viral moments, controversies, and the scrutiny of Gen Z netizens. By forcing digital transactions for certain promos, Chika