Core Values - The Heart of Home Credit

We continuously meet evolving needs, both directly and through innovative ecosystems – helping to build a more resilient world. Empowering our customers via responsible financial services offerings is the core of what we do.

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The rain lashed against the windowpane of the hostel room, a rhythmic drumming that usually lulled Rohan to sleep. But tonight, sleep was the enemy. It was the last night of his final year in college, and tomorrow, he and his three best friends—Akash, Sameer, and Sid—would part ways to different cities, different lives. Moreover, accessing such sites is illegal in many

Financial inclusion

Focusing on delivering greater access to financial services through financial inclusion efforts across our markets

Global partnerships

Working with dynamic
e-commerce and manufacturing partners across our markets

Enabling growth

We have been offering affordable, accessible financial products and services for decades

Home Credit in numbers

Our services are simple, easy and fast. Our responsible lending model empowers underserved customers with little or no credit history to access financing, enabling them to borrow easily and safely, both online and offline.

25+ Years

We have been offering transformational and responsible financial services to underserved customers

4 Countries

Home Credit operates across a number of diverse, dynamic global markets

100+ million customers

We have well over 100 million customers worldwide who are all part of our growth story

Moreover, accessing such sites is illegal in many countries, including India, under the and the Information Technology Act, 2000 . Internet service providers (ISPs) are regularly ordered to block these domains, but pirate sites simply re-emerge with new domain names (e.g., .com, .net, .in, .xyz).

Afilmywap is a well-known piracy website that hosts a vast library of Bollywood, Hollywood, and regional Indian films. These platforms typically operate outside the boundaries of copyright law, offering content without the permission of filmmakers.

The rain lashed against the windowpane of the hostel room, a rhythmic drumming that usually lulled Rohan to sleep. But tonight, sleep was the enemy. It was the last night of his final year in college, and tomorrow, he and his three best friends—Akash, Sameer, and Sid—would part ways to different cities, different lives.