40 Top [best]: Debtors Ongoing Version Build

Run the re-aging simulation against the top 40 cohort. If default rates exceed 12% in 72 hours, we roll back to v.39.

Build 40 is designed to align with the latest Basel Core Principles (BCP 40) for effective banking supervision and enhanced credit risk management. The primary goal is to improve the recovery of non-performing loans (NPLs) while maintaining strict adherence to legal service requirements . Top Priorities & Updates debtors ongoing version build 40 top